
	Finding the right home at the right price is just one part of a home sale or purchase. David Houghtaling is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (571) 435-8037 if your needs include a professional REALTOR^® ready for the business side of real estate.

Anticipated closing costs

There are certain expected costs linked to closing the sale of a house. These costs are often split between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Virginia to help lead you through your transaction.

Loan-related closing costs (Learn more)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually collected (Learn more)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Learn more)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the very best sales price, but I'll also push for reduced closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you know exactly what you're paying for.

Buyers: When buying real estate in Fairfax County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not stunned when you arrive at the closing appointment. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that are uncertain.